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The Gap Year Cashplus prepaid MasterCard is issued by APS Financial Ltd ("AFL") pursuant to license by MasterCard International Incorporated. AFL is authorised and regulated by the Financial Services Authority. (www.fsa.gov.uk/register). Registered in England no. 06029941.

Your card will be serviced by Advanced Payment Solutions Ltd ("APS") which is a registered agent of AFL for this purpose. Registered in England no. 04947027. AFL & APS registered address is 6th Floor, One London Wall, London, EC2Y 5EB. Cashplus is a registered trademark of APS. MasterCard is a registered trademark of MasterCard International Incorporated. The Post OfficeŽ and Post Office symbol are registered trademarks of Post Office Ltd.

Please note: all deals and discounts are arranged for you by The Gap Year Company Ltd. APS Financial Ltd (the card issuer), MasterCardŽ and Advanced Payment Solutions Ltd (the card servicer) are not responsible for any of these deals and discounts.