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The Gap Year prepaid MasterCard is issued by Broadcastle Bank Ltd (BBL) or APS Financial Ltd (AFL) pursuant to license by MasterCard International Incorporated. BBL and AFL are authorised and regulated by the Financial Services Authority. (www.fsa.gov.uk/register). Registered in England no. 0542018 and 06029941 respectively.

Your card will be serviced by Advanced Payment Solutions Ltd (APS) which is a registered agent of BBL and AFL for this purpose. Registered in England no. 04947027. cashplus is a registered trademark of APS. The Post OfficeŽ and Post Office symbol are registered trademarks of Post Office Ltd.

Please note: all deals and discounts are arranged for you by The Gap Year Company Ltd. Broadcastle Bank Ltd, APS Financial Ltd (the card issuers), MasterCardŽ and Advanced Payment Solutions Ltd (the card servicer) are not responsible for any of these deals and discounts.