 |
 |
 |
 |
 |
 |
 |
 |
 |
FAQsCard Features How is the Gap Year cashplus prepaid MasterCard® different from a debit card and a credit card? The Gap Year cashplus prepaid MasterCard is not a credit card - so there is no credit check, even if you have poor credit history you can still get a card! When you use your Gap Year cashplus prepaid MasterCard, you are spending money you have already topped up into your Gap Year cashplus account, meaning all your purchases are prepaid. The Gap Year cashplus prepaid MasterCard is a payment card that works like a pay as you go phone - you need to put money on it before you can use it. When you use a debit card, you are using money linked to a bank account and when you use a credit card you buy now and pay later. With a Gap Year cashplus prepaid MasterCard you only spend the money you have in your account. Where can I use my Gap Year cashplus prepaid MasterCard card? You can use your Gap Year cashplus prepaid MasterCard at over 26 million retail outlets and over one million ATM locations worldwide, wherever the MasterCard acceptance mark is displayed. Can I get a Gap Year cashplus prepaid MasterCard card if I have any County Court Judgments? Yes - there's no credit check required for a Gap Year cashplus prepaid MasterCard. Poor credit history does not affect your chances, the card is prepaid, so you’re only spending the money you have loaded into your account. How much does the Gap Year cashplus prepaid MasterCard card cost? There is a card issue fee of up to £9.95. Other card usage fees apply and these are clearly detailed in the Fees Summary section of your Gap Year cashplus prepaid MasterCard Terms and Conditions. Is my cash secure? Yes. Your Gap Year cashplus prepaid MasterCard is Chip and PIN protected for added security. You will receive a Personal Identification Number (PIN) which you use with your Gap Year cashplus card to get cash from any ATM displaying the MasterCard acceptance mark and at merchants displaying the MasterCard acceptance mark. For your peace of mind, your money is held in trust by the Royal Bank of Scotland. If you lose your card, your card, funds and PIN will be replaced in accordance with the Terms and Conditions. |
| ||||||||||||||||||||||||
 |
|
 |
|
 |
|
|
|
 |
 |
 |
 |
 |
The Gap Year prepaid MasterCard is issued by APS Financial Ltd (AFL) pursuant to license by MasterCard International Incorporated. AFL are authorised and regulated by the Financial Services Authority. (www.fsa.gov.uk/register). Registered in England no. 0542018 and 06029941 respectively.
Your card will be serviced by Advanced Payment Solutions Ltd (APS) which is a registered agent of BBL and AFL for this purpose. Registered in England no. 04947027. cashplus is a registered trademark of APS. The Post Office® and Post Office symbol are registered trademarks of Post Office Ltd.
Please note: all deals and discounts are arranged for you by The Gap Year Company Ltd. APS Financial Ltd (the card issuer), MasterCard and Advanced Payment Solutions Ltd (the card servicer) are not responsible for any of these deals and discounts.